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Answer a few quick questions and see which provider offers you the best deal.

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About us

Why Choose A+ Rates?

We work with top-rated insurance companies to bring you personalized quotes in seconds. Our platform is fast, transparent, and designed to help you save.

High vs. Low Deductibles: What’s Right for You?

Choosing between a low monthly premium or lower out-of-pocket costs? We explain what matters.

How to Lower Your Car Insurance Premium

Stop overpaying. See what changes could help you save more—today.

What Impacts Your Auto Insurance Rate?

Age, ZIP code, driving history—learn what factors actually affect your quote.

Frequently Asked Questions

Still Have Questions? We’ve Got You Covered

Here’s what drivers like you ask us the most.

The average monthly cost varies based on age, driving record, ZIP code, and other factors. Drivers across the U.S. typically pay between $100 and $200 per month. Compare quotes to find your best rate.

Yes. Most states require drivers to carry at least some minimum level of liability insurance. The exact requirements depend on where you live.

Absolutely. We don’t require your SSN to provide a personalized quote from top-rated providers.

Yes. Homeowners often receive lower rates due to bundle discounts and perceived financial stability.

In most cases, you can get coverage the same day—often within minutes—after selecting your provider and completing payment.